Privacy Policy — Vestera

1. Introduction

Welcome to Vestera (“Vestera,” “we,” “our,” or “us”). Vestera is a financial education platform designed to help teenagers learn about investing through paper trading and simulated market experiences before participating in real-world trading.

Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website, services, and applications (collectively, the “Platform”).

By using Vestera, you agree to the practices described in this Privacy Policy.

2. Eligibility and Users Under 18

Vestera is designed primarily for educational use by teenagers. Because some users may be under the age of 18:

• We collect only limited personal information necessary to operate the Platform.
• We do not allow real-money trading.
• We do not knowingly sell or share personal information of minors for advertising purposes.
• Parental or guardian consent may be required where applicable by law.

If you believe a minor has provided personal data without appropriate consent, please contact us so we can remove the information.

3. Information We Collect

A. Information You Provide

We may collect information you voluntarily provide, including:

• Name or username
• Email address
• Account login credentials
• Educational preferences or goals
• Feedback or support messages

B. Automatically Collected Information

When you use Vestera, we may automatically collect:

• Device type and browser information
• IP address
• Usage activity within the platform
• Pages visited and session duration
• Simulated trading activity and portfolio performance

C. Educational & Simulation Data

Vestera collects simulated trading data such as:

• Paper trades
• Portfolio allocations
• Learning progress

This data is used strictly for educational and platform functionality purposes.

4. How We Use Your Information

We use collected information to:

• Provide and operate the Vestera platform
• Create and manage user accounts
• Improve financial literacy tools and simulations
• Personalize learning experiences
• Monitor platform performance and security
• Communicate updates, educational content, or support responses
• Prevent fraud or misuse

We do not provide financial advice or brokerage services.

5. Data Sharing and Disclosure

We do not sell personal information.

We may share information only in the following situations:

• With service providers who help operate the platform (hosting, analytics, security)
• To comply with legal obligations or law enforcement requests
• To protect the safety, rights, or integrity of Vestera and its users
• During a business transfer such as a merger or acquisition

All partners are required to protect user data.

6. Cookies and Tracking Technologies

Vestera may use cookies and similar technologies to:

• Keep users logged in
• Remember preferences
• Analyze platform usage
• Improve performance

Users may disable cookies through browser settings, though some features may not function properly.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect user information, including:

• Encrypted connections (HTTPS)
• Secure authentication systems
• Limited internal data access

However, no internet system is completely secure, and we cannot guarantee absolute security.

8. Data Retention

We retain information only as long as necessary to:

• Provide services
• Maintain educational progress
• Comply with legal obligations

Users may request account deletion at any time.

9. User Rights and Choices

Depending on your location, you may have the right to:

• Access your personal data
• Correct inaccurate information
• Request deletion of your account
• Withdraw consent for communications

Requests can be submitted through our contact email listed below.

10. Third-Party Services

Vestera may link to third-party educational resources or market data providers. We are not responsible for the privacy practices of external websites or services.

11. Educational Disclaimer

Vestera provides simulated trading and financial education only. The platform:

• Does not execute real trades
• Does not hold funds
• Does not act as a broker or financial advisor

All trading activity on Vestera is virtual and for learning purposes.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted with an updated “Last Updated” date. Continued use of the platform after updates constitutes acceptance of the revised policy.

13. Contact Us

If you have questions about this Privacy Policy or your data, please contact: